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Divorce Law

The Cost of Divorce in the UK

Below is a guest divorce law blog post regarding the cost of divorce in the UK, written by Ian Nuttall, a financial writer who covers a number of personal finance topics on his blog. He recently launched a free debt consolidation calculator that you might be interested in. For more information, or to connect with Ian, you can add him to your G+ Circles.

The Cost of Divorce in the UK

The number of divorces in the UK has risen by almost 5% in the last two years with 120,000+ divorces every year. Combining expensive lawyers fees and court fees, the cost of a divorce can be very expensive – even if the divorce is mutual and uncontested.

There are usually two types of divorce, and each will dictate which process you take and how much it will cost.

A mutual and uncontested divorce

If you and your partner have both agreed that the marriage has ended and can be amicable with splitting of assets, parenting duties and all that comes with a separation, then the costs of a divorce in the UK can be significantly lower.

If you use a lawyer to facilitate the divorce, it could cost you £1,000+ in lawyers fees plus £347 for court fees, a document swearing fee and a decree absolute.

An alternative to this in the UK would be to choose an online divorce company. Many of these companies now charge you only a very small fee of £20-100 for their service. You may still have to pay the court fees but it is 90% cheaper than using a solicitor.

One of the main negatives to these “quickie” divorces is that you have to declare a set reason for the divorce. This means one party may have to admit fault in the relationship, even if there was no fault or blame.

A contested divorce

Contested divorces are where one party pushes for the divorce against the others wishes. These can be very tricky and often it is difficult to divide assets or parenting duties without negotiations and a mediator.

The lawyer fees for this type of divorce can range from £3,000-£20,000+ depending on the complexity of the disputes. Essentially, lawyers charge £150-200 an hour so it depends entirely on how long it takes to resolve the issues of the divorce.

With a contested divorce, it may be beneficial to use a intermediary or family friend to try and resolve as many decisions as possible before the lawyers are used.

You could also contact a lawyer who offers a free initial consultation to get an idea for how long it might take and what the potential costs would be.

Additional costs of a divorce

There are other costs beyond the actual divorce process itself that need to be considered as well and these can often be even more expensive than the actual divorce. Here are few areas you’d need to consider:

  • Maintenance payments
  • Setting up a new home
  • Child care costs
  • Buying a second car

There might even be more expenses depending on your personal situation. Whatever stage of the divorce process you are in, the cost could be anywhere from £20-£20,000+ and ultimately, the process you take is down to your relationship with your partner and how amicable you can both be.